Kate Love is an ambitious young newspaper reporter on the trail of a railroad stock swindler who has been praying on elderly blacks. Her investigation points to Rupert Samuels, one of the wealthiest and most eligible black men in the East, but her covert efforts to get close enough to uncover the goods on him bring her to the brink of becoming his wife. Saved at the last minute by lawman Dix who falls heavily for her, torn by his love and her lust for independence, Kate has to choose and the choice is hard.